Privacy Policy | Interisk LLC

Introduction

Interisk LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at theinterisk.com or contact us to inquire about our insurance services.

Please read this Privacy Policy carefully. By using our website or engaging with our services, you agree to the terms set forth herein.

Information We Collect

We may collect the following categories of information:

Personal Identification Information: Name, email address, and other identifying details you provide when filling out our contact form or requesting a quote.
Insurance-Related Information: Information about your coverage interests, existing policies, and relevant circumstances you share with us.
Technical Data: IP address, browser type, pages viewed, time spent on pages, referring URLs, and other usage data collected automatically through standard web technologies.
Communications: Records of correspondence, inquiries, and any information you provide when communicating with our team.

How We Use Your Information

We use the information we collect for the following purposes:

To respond to your inquiries and provide personalized insurance guidance
To prepare and present insurance quotes relevant to your needs
To communicate about our services, updates, and relevant insurance information
To improve our website and service quality
To comply with applicable laws and regulatory obligations
To send SMS/text message communications where you have provided express consent (see SMS section below)

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following limited circumstances:

Insurance Carriers: With your knowledge and for purposes of obtaining quotes or coverage, we may share relevant information with licensed insurance carriers.
Service Providers: With trusted vendors who assist us in operating our website and conducting our business, subject to confidentiality obligations.
Legal Requirements: When required by law, court order, or regulatory authority.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS & Text Message Communications

If you have provided express written consent to receive SMS/text messages from Interisk LLC, the following terms apply to those communications:

Messages may be sent using an automated telephone dialing system (ATDS).
Message frequency varies. You may receive up to 4 messages per month depending on your engagement and the nature of your inquiry.
Message and data rates may apply depending on your wireless carrier plan.
To opt out of SMS communications at any time, reply STOP to any message. You will receive a confirmation and no further messages will be sent.
For help or assistance, reply HELP or contact us at james@theinterisk.com.
Consent is NOT a condition of purchase. You are not required to consent to SMS communications to receive our insurance advisory services.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we securely delete or anonymize it.

Data Security

We implement commercially reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

Cookies and Tracking Technologies

Our website may use standard cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and improve our services. You may configure your browser to refuse cookies, though doing so may affect certain site functionality.

Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have inadvertently collected information from a child, we will delete it promptly.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to:

Access and receive a copy of the personal information we hold about you
Request correction of inaccurate information
Request deletion of your information, subject to legal obligations
Opt out of marketing communications at any time

To exercise any of these rights, please contact us at james@theinterisk.com.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised effective date. Your continued use of our website following any changes constitutes your acceptance of the updated policy.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact:

Interisk LLC
Email: james@theinterisk.com